--- title: "New Business Payroll in Cardiff | Luminaire Accounts" description: "Set up PAYE, payslips and RTI submissions, plus pension duties, so your new business payroll stays accurate and on time across South Wales." canonical: "https://hlsaccounting.co.uk/services/payroll-for-new-businesses" --- Payroll Services # Payroll for New Businesses We set up and run payroll for new businesses across Cardiff and South Wales, handling everything from RTI submissions to P45s so you can focus on growing your company. Whether you're your first employee or building a small team, we make sure everyone gets paid accurately and on time while you stay compliant with HMRC. [Book a free consultation](https://calendly.com/hlsaccounting/new-client-meeting) 10 Years experience Weekly Payroll runs 100% RTI compliance ![A small business owner at a desk entering payroll information on a laptop with calculator and paperwork in a modest office.](/_next/image?url=%2Fapi%2Fmedia%2Ffile%2Fsmall_business_payroll_owner_realistic_studio_photo.png%3Fv%3D1773064229446&w=1536&q=75&dpl=dpl_DEc4fGhEc1SCRZZutzoEsRuDy1CJ) ## Everything we handle for you From your very first payslip to year-end reporting, we cover every aspect of payroll so nothing falls through the cracks. ### PAYE and RTI Setup We register your new business with HMRC, set up your PAYE scheme, and handle all Real Time Information submissions from day one. ### Monthly Payroll Processing We calculate wages, tax, National Insurance, student loans and pension contributions, then generate payslips and submit everything to HMRC on time. ### Starter and Leaver Administration We process new starters with the right tax codes, issue P45s when employees leave, and keep your records accurate throughout. ### Statutory Payments and Reports We handle sick pay, maternity and paternity leave calculations, plus produce P60s, P11Ds and all year-end documentation you need. ## Getting payroll right from the start When you take on your first employee, payroll can feel like a minefield. Tax codes, National Insurance categories, Real Time Information submissions to HMRC: it's a lot to get your head around when you're trying to run a business. We take the entire burden off your hands, setting up your PAYE scheme correctly and processing payroll every week or month so your team gets paid accurately and you stay compliant. Our service is built for new and growing businesses in Cardiff and across South Wales. You send us timesheets, details of any new starters or leavers, and information about bonuses or deductions. We input everything into secure payroll software, calculate gross pay and all the deductions, then generate electronic payslips and submit Real Time Information to HMRC before the deadline. You get a full breakdown every pay period, and your employees receive their payslips directly. > We handle the entire payroll cycle so you never have to worry about missing an HMRC deadline. More information ### What's included in our payroll service - **PAYE setup and registration** with HMRC for new businesses - **Payslip generation** delivered electronically to your team - **RTI submissions** filed on time, every time - **Tax, NI and student loan calculations** handled automatically - **Statutory payments** including sick pay, maternity and paternity leave - **Year-end reporting**: P60s, P11Ds and all compliance documents - **Secure online access** to payroll records whenever you need them - **Support for directors, subcontractors and CIS** if your business needs it Many of our clients are sole traders taking on their first member of staff, or small teams expanding from two or three people to ten or more. You don't need expensive in-house software or a dedicated payroll person. We become your payroll department, and you only pay for what you use. ### Why new businesses in Cardiff choose us We've been supporting small businesses across South Wales for nearly ten years, and we know how daunting payroll feels when you've never done it before. Our team explains everything in plain English, walks you through the setup process, and stays on hand to answer questions as your business grows. Whether you're a tradesperson hiring an apprentice, a salon owner bringing on a stylist, or a startup building your first team, we make payroll straightforward. You'll have a dedicated point of contact who gets to know your business, understands your pay cycles, and keeps everything ticking over in the background. No jargon, no surprises, just reliable payroll that works. And because we're local, we understand the Cardiff business landscape and the practicalities of running a small company in South Wales. ### Staying compliant and saving time HMRC requires every employer to report payroll information in real time, and the penalties for late or incorrect submissions add up quickly. We take that risk off the table. Our secure platform ensures data is processed accurately, RTI submissions go in on time, and you have full audit trails if HMRC ever asks questions. The time you save is just as valuable. Most of our new business clients tell us they were spending half a day or more each month wrestling with payroll. That time goes straight back into serving customers, winning new work, or simply getting home at a reasonable hour. Payroll becomes one less thing on your list, handled by people who do it every day. ### Ready to get set up? Book a free consultation and we'll talk through exactly what your business needs, with no obligation. [Book a free consultation](https://calendly.com/hlsaccounting/new-client-meeting) ### While you're here - [Statutory Pay Administration (SSP / SMP / SPP)](/services/statutory-pay-administration-ssp-smp-spp)→ - [Benefits in Kind Reporting (P11D)](/services/benefits-in-kind-reporting-p11d)→ - [CIS (Construction Industry Scheme) Payroll](/services/cis-construction-industry-scheme-payroll)→ ## You might also need Payroll Services ### Auto Enrolment & Workplace Pensions Practical help with workplace pension auto enrolment: scheme setup, payroll assessments, employee letters and regulator filings, with support for ongoing compliance. [Auto Enrolment & Workplace Pensions→](/services/auto-enrolment-and-workplace-pensions) Payroll Services ### Payroll Year End (P60s / P11Ds) We complete your payroll year end, issue P60s, prepare and file P11Ds and P11D(b), and check benefits and expenses so you meet HMRC deadlines. [Payroll Year End (P60s / P11Ds)→](/services/payroll-year-end-p60s-p11ds) Payroll Services ### PAYE Registration Need to pay your first employee or director? We register you for HMRC PAYE, secure your employer references, and set out the next steps for payroll and RTI. [PAYE Registration→](/services/paye-registration) Payroll Services ### Payroll Processing (Weekly / Monthly) Weekly or monthly payroll processing with RTI to HMRC, payslips, starters and leavers, and clear summaries of what to pay, so you stay compliant. [Payroll Processing (Weekly / Monthly)→](/services/payroll-processing-weekly-monthly) ## Before you get started These are the questions we hear most often from new businesses setting up payroll for the first time. How quickly can you get our payroll up and running? We can usually have you set up within a few days. Once we register your PAYE scheme with HMRC and gather the details we need, we can process your first payroll straight away. What information do you need from us each pay period? Just timesheets or hours worked, details of any new starters or leavers, and information about bonuses, deductions or expenses. We handle the calculations and submissions from there. How much does payroll for a new business cost? Pricing depends on how many employees you have and how often you run payroll. We offer straightforward monthly fees with no hidden costs, and we're happy to give you a quote based on your specific needs. Do you handle auto-enrolment pensions as well? Yes. If you need to set up a workplace pension scheme, we can guide you through auto-enrolment, process pension contributions, and report everything to your pension provider. What if we only have one or two employees to start with? That's no problem at all. Many of our clients start small, and our service scales with you as your team grows. You only pay for the payroll you actually run. Can you help if we take on subcontractors or use CIS? Absolutely. We handle Construction Industry Scheme deductions, subcontractor payments, and director payroll if that applies to your business. What happens if we miss a deadline or make a mistake before working with you? We can help you get back on track. If there are any outstanding submissions or corrections needed, we'll liaise with HMRC and sort things out as part of getting your payroll properly set up. Are you based in Cardiff? Yes, we're a Cardiff-based firm and we work with small businesses right across South Wales. You're welcome to meet us in person or handle everything remotely, whichever suits you best. ## Let's get your payroll sorted Book a free consultation and we'll walk you through the setup process, answer your questions, and give you a clear quote with no obligation. [Book a free consultation](https://calendly.com/hlsaccounting/new-client-meeting)