Property Portfolio Accounting
We help landlords and property investors across Cardiff and South Wales keep their rental portfolios compliant, tax-efficient and profitable. From bookkeeping and tax returns to capital allowances and growth planning, we handle the numbers so you can focus on your properties.
Everything under property accounting
Whether you own a single buy-to-let or manage a multi-property portfolio, we cover all the financial and tax essentials to keep you compliant and informed.
Rental Income & Expense Tracking
Monthly bookkeeping for all rental income, mortgage interest, repairs, letting fees and property expenses.
Landlord Tax Returns
Self-assessment and limited company tax returns that claim every allowable deduction and minimise your tax bill.
Capital Allowances & SPV Advice
Maximising tax relief on fixtures and fittings, and structuring your portfolio through tax-efficient limited companies.
Portfolio Reporting & Planning
Regular financial reports comparing actual performance to budget, helping you plan for growth or refinancing.
How we support property investors and landlords
If you own rental property in Cardiff, Penarth, Barry or anywhere across South Wales, keeping on top of the accounts can quickly become a full-time job. We work with landlords managing everything from a single buy-to-let to portfolios of twenty properties or more, handling the bookkeeping, tax compliance and reporting so you can concentrate on tenants and maintenance.
Our process starts with understanding your portfolio: how many properties you own, whether you operate as a sole trader or through a limited company, and what your plans are for the next few years. We then set up cloud accounting software (and train you to use it if needed), record all rental income and expenses, reconcile your bank accounts monthly, and produce regular financial reports that show exactly how each property is performing.
We make sure you claim every allowable deduction and never miss an HMRC deadline.
More information
Many landlords come to us because they are unsure whether they are paying too much tax, or because their previous accountant did not specialise in property and missed opportunities like capital allowances on fixtures and fittings. We review your portfolio structure, advise on whether a limited company SPV makes sense for your situation, and help you plan for capital gains tax if you are thinking of selling.
What's included
- Monthly recording of rental income, mortgage interest, repairs, agent fees and all property expenses
- Bank reconciliations and variance-to-budget reporting
- Annual accounts and self-assessment or corporation tax returns
- Advice on tax-efficient structuring, including property SPVs and inheritance tax planning
- Support with finance raising, remortgaging and portfolio growth decisions
Cardiff's rental market has grown steadily over the past decade, with more landlords buying in Cathays, Roath, Grangetown and the suburbs as student numbers and young professionals increase. We understand the local landscape, from HMO licensing rules to typical yields in different postcodes, and we have worked with clients expanding into Newport, Bridgend and the Valleys.
Whether you are a first-time landlord with a single property or an experienced investor planning your next acquisition, we are here to keep your accounts accurate, your tax bill as low as legally possible, and your financial reporting clear and actionable.
You might also need
Furnished Holiday Let (FHL) Tax Returns
We prepare and file Furnished Holiday Let tax returns, checking qualifying days, allowable expenses and allowances, so your HMRC figures are correct and on time.
Furnished Holiday Let (FHL) Tax Returns→Buy-to-Let Tax Returns
Buy-to-let tax returns prepared and filed with clear guidance on rental income, allowable expenses and HMRC deadlines, so you stay compliant and pay the right tax.
Buy-to-Let Tax Returns→Landlord Accounting Services
Landlord accounting for rental income, allowable expenses and HMRC deadlines. Clear figures for Self Assessment, plus support for property sales and tax planning.
Landlord Accounting Services→Before you book
Here are the questions we hear most often from landlords and property investors in Cardiff and South Wales.
Do I need a specialist accountant for my rental properties?
Should I run my portfolio through a limited company?
What records do I need to keep?
How much do your property accounting services cost?
Can you help if I've fallen behind with my property accounts?
Do you work with landlords outside Cardiff?
What happens in the free consultation?
Let's talk about your property portfolio
Book a free consultation and we'll show you exactly how we can help you stay compliant, reduce your tax bill and plan for growth.
Book a free consultation