Business Plan Preparation
We help Cardiff small businesses and start-ups create professional, investor-ready business plans that open doors to funding and set you up for sustainable growth. Whether you're launching a new venture or need a plan to secure a loan, we'll work with you to build a clear, credible roadmap tailored to your goals.
What we cover
From securing your first loan to planning a major pivot, we tailor every business plan to your specific goals and the realities of the South Wales market.
Start-Up Business Plans
Comprehensive plans for new ventures seeking funding, grants or investor backing.
Growth & Expansion Plans
Strategic roadmaps for established businesses looking to scale, enter new markets or secure development capital.
Financial Forecasting & Projections
Multi-year sales forecasts, cash flow models and profit projections that stand up to lender scrutiny.
Market & Competitor Analysis
Data-backed research into your industry, target market and competitive landscape in Cardiff and beyond.
How we build your business plan
A strong business plan is more than a document for the bank. It's a practical tool that clarifies your strategy, identifies risks early and keeps you focused as your business grows. We work closely with you to understand your business model, your market and your ambitions, then turn that into a clear, well-structured plan that impresses lenders and guides your decisions.
Our process starts with a no-obligation consultation to talk through what you're trying to achieve. We'll ask about your products or services, your target customers, your competitors and your financial position. From there, we develop a bespoke plan covering your executive summary, company overview, market analysis, operations, and detailed financial projections including profit and loss forecasts, cash flow statements and balance sheets.
We turn your vision into a plan that lenders actually want to read.
More information
Every projection we include is grounded in real data, whether that's your existing accounts, industry benchmarks or market research specific to Cardiff and South Wales. We've seen too many plans fail because the numbers look inflated or disconnected from reality. Our approach is honest and realistic, which is exactly what banks and investors are looking for.
We also make sure your plan is a living document. Business rarely goes exactly to script, so we build in flexibility and can offer ongoing support to update forecasts or tweak strategy as your circumstances change. Whether you're a sole trader launching your first venture, a salon owner opening a second site, or a tradesperson looking to bring on staff, we tailor the plan to suit your stage and sector.
What's included in your plan
- Executive summary and company overview
- Market analysis: industry trends, target customers, competitor landscape
- Unique selling points and positioning
- Operations and delivery plan
- Three to five-year financial forecasts: sales, profit and loss, cash flow, balance sheet
- Capital expenditure budget (if applicable)
- Risk assessment and mitigation strategies
We're based in Cardiff and we understand the local business environment, from high street retail and hospitality to trades and professional services. That local knowledge means we can benchmark your projections against similar businesses in South Wales and flag opportunities or challenges you might not have considered.
A well-prepared plan doesn't just secure funding. It gives you confidence in every decision you make.
Once your plan is complete, we'll talk you through it line by line so you fully understand the strategy and the numbers. If a lender asks questions, you'll be ready to answer them. And if you need us to tweak anything or provide supporting documents, we're here to help. The goal is simple: give you the best possible chance of success, whether that's a yes from the bank or a clear path forward for the next twelve months.
You might also need
Cash Flow Forecasting
Cash flow forecasting that shows what is coming in and going out, highlights tight months, and helps you plan VAT, payroll and stock with confidence before they bite.
Cash Flow Forecasting→Start-Up Accounting Packages
Get your new business set up properly with bookkeeping, HMRC registrations, VAT and payroll support, plus clear numbers and deadline reminders as you grow.
Start-Up Accounting Packages→Business Start-Up Advice
Practical business start-up advice in Cardiff to help you choose the right structure, register with HMRC, set up bookkeeping, and plan cash flow and tax deadlines.
Business Start-Up Advice→Company Formation & Incorporation
We handle the paperwork to incorporate your limited company, confirm directors and shares, file with Companies House, and help you set up key HMRC registrations.
Company Formation & Incorporation→Before we start
Here's what most clients ask us when they're thinking about a business plan.
How long does it take to prepare a business plan?
What information do I need to provide?
How much does a business plan cost?
Can you help if I'm applying for a specific loan or grant?
Do you only work with start-ups?
Will the plan be realistic or will it over-promise?
Can you update my plan later if things change?
Are you familiar with my type of business?
Let's talk about your business plan
Book a free consultation and we'll discuss your goals, what you need the plan for, and how we can help you get there.
Book a free consultation