Start-Up Accounting Packages
We help new businesses in Cardiff get set up right from day one, handling your HMRC registration, bookkeeping, and tax obligations so you can focus on growing your venture. With tailored monthly packages and chartered accountants on hand to answer every question, you'll have the financial foundations you need without the overwhelm.
Everything under Start-Up Accounting Packages
Whether you're launching as a sole trader or setting up a limited company, we cover every financial base so nothing slips through the cracks.
Company Formation & HMRC Registration
We register your business with Companies House and HMRC, ensuring you're compliant and ready to trade.
Cloud Bookkeeping Setup
We set you up on Xero or similar software and keep your books accurate and up to date every month.
Payroll & VAT Registration
We handle payroll processing from the first hire and register you for VAT when the time comes.
Tax Returns & Year-End Accounts
We prepare your Self Assessment or Corporation Tax returns and file your annual accounts on time.
Getting your startup finances right from the beginning
Starting a business in Cardiff is exciting, but the paperwork can feel anything but. Our start-up accounting packages take care of HMRC registration, Companies House filings, bookkeeping, payroll, VAT returns, and tax preparation so you can concentrate on customers, not compliance. We work with sole traders, new limited companies, and growing ventures across South Wales, tailoring every package to fit your sector and budget.
We begin with a free consultation to understand what you need, then set you up on cloud accounting software like Xero for real-time visibility into your finances. From there, we handle the monthly admin, keep you Making Tax Digital compliant, and give you the reports and advice you need to make informed decisions as you grow.
You get accurate books, on-time filings, and chartered accountants who actually answer the phone.
More information
What's included in a typical package
Our Bronze and Silver tiers start from £25 per month and cover bookkeeping, VAT returns, payroll processing, year-end accounts, and your Self Assessment or Corporation Tax return. You'll also get unlimited email and phone support, training on your accounting software, and proactive reminders about deadlines. If your business has more complex needs, we can build a bespoke plan that fits.
Many Cardiff startups come to us feeling swamped by tax codes, VAT thresholds, and filing dates they did not know existed. We've worked with hair salons setting up their first chair rental, tradespeople going limited after years as sole traders, and retail shops opening their doors on City Road or Whitchurch high street. Whatever your sector, we understand the local landscape and the questions you're likely to have.
Why cloud accounting makes sense
We use cloud-based platforms because they automate bank feeds, generate real-time profit and loss reports, and keep everything HMRC-compliant without mountains of paperwork. You can check your numbers from your phone, and we can step in to reconcile transactions, chase invoices, or pull KPI reports whenever you need them. It saves time, prevents errors, and gives you confidence in your financial position.
Once your accounts are filed, the support continues. We're here for tax planning conversations, growth advice, and any questions that come up throughout the year. If you need help with debt recovery or navigating a VAT inspection, we've got your back. The goal is to give you a financial partner who grows with you, not just a service you use once a year and forget about.
Worth considering
Cash Flow Forecasting
Cash flow forecasting that shows what is coming in and going out, highlights tight months, and helps you plan VAT, payroll and stock with confidence before they bite.
Cash Flow Forecasting→Business Plan Preparation
Turn your figures into a lender-ready business plan with clear assumptions, cash flow forecasts, break-even analysis, and a plan you can update and use monthly.
Business Plan Preparation→Business Start-Up Advice
Practical business start-up advice in Cardiff to help you choose the right structure, register with HMRC, set up bookkeeping, and plan cash flow and tax deadlines.
Business Start-Up Advice→Company Formation & Incorporation
We handle the paperwork to incorporate your limited company, confirm directors and shares, file with Companies House, and help you set up key HMRC registrations.
Company Formation & Incorporation→Before you book
Here are the questions we hear most often from startups in Cardiff and across South Wales.
How much do start-up accounting packages cost?
Do I need to use Xero or can I use my own software?
What's the difference between a sole trader package and a limited company package?
How quickly can you get me registered and ready to trade?
Will I get help outside of the monthly package if I have urgent questions?
Do you work with businesses outside Cardiff?
What happens if I need to register for VAT mid-year?
Are you qualified accountants or just bookkeepers?
Let's talk about your new business
Book a free consultation and we'll recommend a package tailored to your sector, budget, and ambitions.
Book a free consultation