Auto Enrolment & Workplace Pensions
We handle all your auto enrolment duties so you stay compliant with workplace pension law and avoid penalties. Whether you're enrolling staff for the first time or managing ongoing re-enrolment, we take care of the admin and deadlines across Cardiff and South Wales.
What we cover
From initial setup to three-yearly re-enrolment, we manage every part of your workplace pension obligations so you can focus on running your business.
Scheme Setup & Staging
We assess eligibility, choose a qualifying scheme, and get you enrolled by your staging date.
Ongoing Compliance & Reporting
Regular contribution management, declaration of compliance, and accurate record-keeping.
Re-enrolment Every Three Years
We handle cyclical re-enrolment duties, employee communications, and regulatory reporting.
Opt-outs & Employee Changes
Processing opt-out requests, managing new starters, and keeping your scheme data up to date.
How we handle your workplace pension obligations
Auto enrolment is a legal requirement for every UK employer, and getting it wrong means fines from The Pensions Regulator. We take care of the entire process: assessing which staff are eligible, setting up a qualifying pension scheme like NEST, and making sure contributions start on time. Whether you're a Cardiff salon with two employees or a South Wales tradesperson taking on your first team member, we make compliance straightforward.
Once you're set up, the work doesn't stop. You need to keep records, report to the regulator, and re-enrol eligible staff every three years. We handle the payroll integration, issue the right information to employees within the six-week joining window, and manage opt-outs properly so you're never caught out.
We've never missed a staging date or re-enrolment deadline.
More information
What happens when you work with us
We start by checking your staging date using your PAYE reference, then confirm which employees need enrolling based on age and earnings. You'll need to provide basic details like names, dates of birth, and National Insurance numbers, and we'll pass those to the pension scheme within the legal timeframe. Contributions are deducted from the enrolment date, and we make sure your payroll software is set up correctly from day one.
Ongoing, we keep your records compliant, submit your declaration of compliance to the regulator, and handle any staff changes or opt-out requests. When your three-year re-enrolment date comes around, we assess eligibility again, communicate with your team, and complete all the reporting without you needing to lift a finger.
Most of our clients are small businesses across Cardiff, Barry, Penarth, and the Vale who just want to know their pension duties are sorted. You won't get jargon or complexity from us. We explain what's happening, when it's happening, and what you need to do, then we take care of the rest.
Common concerns we hear
"I don't know when my staging date is." We'll find it using your PAYE reference and make sure everything is ready well before the deadline.
"Will this add a lot to my payroll costs?" Minimum contributions are set by law, and we'll show you exactly what you'll pay before you commit to a scheme.
"What if an employee opts out?" We process opt-outs within the allowed period and keep records so you're covered if the regulator asks.
If you're based in South Wales and need help with auto enrolment, we're here. No penalties, no missed deadlines, just compliant workplace pensions handled properly.
You might also need
CIS (Construction Industry Scheme) Payroll
Monthly CIS payroll for contractors and trades. We verify subcontractors, calculate deductions, issue CIS statements, and submit CIS300 returns to HMRC on time.
CIS (Construction Industry Scheme) Payroll→Payroll Year End (P60s / P11Ds)
We complete your payroll year end, issue P60s, prepare and file P11Ds and P11D(b), and check benefits and expenses so you meet HMRC deadlines.
Payroll Year End (P60s / P11Ds)→PAYE Registration
Need to pay your first employee or director? We register you for HMRC PAYE, secure your employer references, and set out the next steps for payroll and RTI.
PAYE Registration→Payroll Processing (Weekly / Monthly)
Weekly or monthly payroll processing with RTI to HMRC, payslips, starters and leavers, and clear summaries of what to pay, so you stay compliant.
Payroll Processing (Weekly / Monthly)→Before you get started
These answers are specific to auto enrolment and workplace pension compliance for small businesses in Cardiff and South Wales.
When do I need to set up auto enrolment?
Which employees do I need to enrol?
What pension scheme should I use?
How much will it cost me?
What happens if I miss my staging date?
Do I need to re-enrol staff?
Can employees opt out?
Do you work with businesses outside Cardiff?
Let's get your workplace pensions sorted
Book a free consultation and we'll walk you through your obligations, staging date, and how we'll keep you compliant.
Book a free consultation