Sole Trader Accounts
We handle your bookkeeping, tax returns and compliance so you can focus on running your business. Friendly, Cardiff-based accountants who understand sole traders and always speak plain English.
Everything under Sole Trader Accounts
From your first Self Assessment to Making Tax Digital compliance, we cover all the accounting and tax support a sole trader needs to stay on top of HMRC and keep your finances in order.
Self Assessment Tax Returns
Professional preparation and filing of your annual tax return, claiming every allowable expense to minimise what you owe.
Bookkeeping & Record-Keeping
Ongoing support to keep your income and expenses tracked accurately, so your records are always HMRC-ready.
VAT Returns & MTD Compliance
Quarterly VAT filing and Making Tax Digital support if you're registered, handled on time and correctly.
Tax Planning & Advice
Proactive guidance on reducing your tax bill, structuring your finances and planning for the year ahead.
How we support sole traders in Cardiff and South Wales
Whether you're a hairdresser in Pontypridd, a plumber in Penarth or running a small consultancy from home, sole trader accounting doesn't need to be stressful. We take care of your bookkeeping, Self Assessment and compliance so you can get back to what you do best. Our fixed monthly plans mean no surprise bills, and you'll always have a named accountant you can actually reach when you need them.
Most sole traders come to us because they're spending too much time on spreadsheets or worrying about HMRC deadlines. We'll set you up with simple systems, keep your records up to date and make sure your tax return is filed correctly and on time. If you're VAT-registered or thinking about it, we handle that too.
We make sure you claim every allowable expense, so you're never paying more tax than you need to.
More information
Your first step is a free consultation. We'll talk through your business, what you're currently doing with your accounts and where we can help. Then we'll recommend a plan that fits your needs and budget. Everything's handled digitally if that suits you, or you can post paperwork in. Either way, you'll get monthly reports that show exactly how your business is doing, written in plain English.
We work with sole traders across Cardiff, the Vale of Glamorgan, Rhondda Cynon Taf and Newport. That means we understand the local landscape, from seasonal trading patterns to the sectors that do well here. You're not just another client number. You'll have a dedicated accountant who knows your business and keeps on top of deadlines so you don't have to.
What's included in your plan
- Monthly bookkeeping and expense tracking
- Annual Self Assessment tax return preparation and filing
- Profit calculations and financial summaries
- Quarterly VAT returns if applicable
- Access to your accountant by phone and email
- Proactive tax planning advice throughout the year
If your business grows and you need payroll support or you're thinking about incorporating, we're here for that conversation too. The goal is to give you confidence in your numbers and peace of mind that everything's compliant. No jargon, no fuss, just clear advice you can act on.
From the blog
Worth considering
Management Accounts
Monthly or quarterly management accounts with profit and loss, balance sheet and cash flow notes, plus a clear summary of actions to improve margins and cash.
Management Accounts→Partnership Accounts
We prepare year-end partnership accounts, allocate profit and drawings between partners, and provide the numbers needed for SA800 and each partner’s Self Assessment.
Partnership Accounts→Statutory Accounts for Limited Companies
Statutory accounts for your limited company, prepared from your bookkeeping and filed to Companies House, with clear checks and deadline support, so nothing is missed.
Statutory Accounts for Limited Companies→Annual Accounts Preparation
Year-end accounts prepared from your bookkeeping, with the right adjustments and clear figures. Stay compliant, meet deadlines, and know what profit you have really made.
Annual Accounts Preparation→Before you book
These are the questions sole traders ask us most often when they're considering our support.
How much do sole trader accounts cost?
What happens in the free consultation?
Do I need to be VAT-registered to work with you?
How do I send you my paperwork?
Will I have the same accountant each time?
Do you work with sole traders outside Cardiff?
What if I've fallen behind with my tax returns?
Are you qualified accountants?
Let's talk about your sole trader accounts
Book a free consultation and we'll show you exactly how we can take the stress out of your accounting.
Book a free consultation